Get Approved for a DSCR Loan Based on Property Income, Not Personal Income.
Fast, flexible financing for real estate investors. No tax returns or W-2s required.
Get Approved for a DSCR Loan Based on Property Income, Not Personal Income.
Fast, flexible financing for real estate investors. No tax returns or W-2s required.
What Does a DSCR Loan do?
Benefits of a DSCR Loan
What Does a DSCR Loan do?
DSCR loans Use rental property income to qualify you — not personal income.
Lets you finance investment properties, including short- and long-term rentals.
Requires a Debt Service Coverage Ratio (DSCR) of around 1.0 or higher.
Simplifies the approval process with minimal documentation.
Benefits of a DSCR Loan
No personal income verification – qualify based on rental property income, not pay stubs or tax returns.
Perfect for real estate investors – ideal for building or scaling a rental portfolio.
Faster approvals and closings – less paperwork means a quicker path to funding.
Keeps your personal finances separate – the loan is based on the property, not your employment or credit income.
What Does a DSCR Loan do?
DSCR loans Use rental property income to qualify you — not personal income.
Lets you finance investment properties, including short- and long-term rentals.
Requires a Debt Service Coverage Ratio (DSCR) of around 1.0 or higher.
Simplifies the approval process with minimal documentation.
Benefits of a DSCR Loan
No personal income verification – qualify based on rental property income, not pay stubs or tax returns.
Perfect for real estate investors – ideal for building or scaling a rental portfolio.
Faster approvals and closings – less paperwork means a quicker path to funding.
Keeps your personal finances separate – the loan is based on the property, not your employment or credit income.
Who It's For
DSCR loans are designed for real estate investors who want to qualify for financing based on the income from the property not their personal job or tax documents. If you're self-employed, have complex finances, or just don’t want to deal with traditional income verification, this loan would be a great fit.
DSCR loans are designed for real estate investors who want to qualify for financing based on the income from the property not their personal job or tax documents. If you're self-employed, have complex finances, or just don’t want to deal with traditional income verification, this loan would be a great fit.
Apply Now
Meet Your Loan Officer
Rick Dale
Rick has over 20 years of experience in the mortgage industry. He is committed to serving his customers with honesty, integrity, and competence.
Whether you are a first-time home buyer, buying an investment property, or someone looking to refinance, he takes time to educate and advise the best option for each individual situation.
Rick consistently provides personalized service, honest feedback, and market analysis. He clearly communicates and takes his time to work closely with his clients throughout the entire loan process.
Rick is committed to making a positive impact on the mortgage experience and will be with you every step of the way.
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